When you sell shares held in Delivery (your demat holdings), the money is available to trade with right away, and available to withdraw to your bank by the next evening — the T+1 settlement cycle.
Can I use the money immediately?
Yes. 100% of the proceeds from selling delivery holdings can be used immediately for new trades on Rupeezy. You don't have to wait for settlement to buy something else with it.
When can I withdraw the money to my bank?
Withdrawal follows the exchange T+1 settlement cycle. For example, if you sell on Monday, the proceeds can be withdrawn by Tuesday evening. See When can I withdraw my funds if I sell my shares or close my positions today? for the full explanation.
Good to know
- Using the proceeds to trade and withdrawing them to your bank are different: trading can happen instantly, withdrawal follows T+1.
- Selling removes the shares from your demat holdings.
- Intraday trades settle differently — see when you can withdraw your intraday profit.